Did you know that nearly 40% of all borrowers have a credit score that is too low to obtain traditional mortgage financing? The good news is that Mortgage Financial now has a system in place that allows borrowers to obtain a step-by-step outline on how to maximize their credit scores. This tool can be useful to bring a buyer into the range that is acceptable for financing or, as importantly, improve their score to where they can save on their rate and or costs (i.e. A 660 Fico score vs. 740 score can be .50% higher in rate or 5k in additional points). Although this system can be used to improve scores in as little as 1 week, ideally we would like to have 30-60 days.

If you would like to improve your scores before you buy or refinance, simply contact me for a free consultation. I will make sure you will receive the info you need to effectively maximize your scores.