by Mark Chaffee | Sep 27, 2022 | Credit Scoring Info, Personal Finance
So, you want to cancel a credit card. Whether you should do so and how to complete the task isn’t always so simple, though. Canceling a card requires more than just cutting it up, and retiring that piece of plastic can be either a wise financial move or an unnecessary...
by Mark Chaffee | Aug 17, 2022 | Credit Scoring Info
Many responsible Americans have struggled with medical debt and been unable to qualify for home financing as a result. But recently, the credit bureaus announced new rules that will improve the credit qualifications of many people with medical debt in collections....
by Mark Chaffee | Jun 7, 2022 | Credit Scoring Info, Personal Finance
As many as 1 in 3 Americans don’t check their credit reports. Are you one of them? You’re entitled by law to check your reports for free once per year, and as of this writing, free weekly credit reports are available through December 2022. If you’re not already...
by Mark Chaffee | Nov 9, 2021 | Credit Scoring Info, Personal Finance
If you’re like many people, there’s a business or several where you shop regularly. Maybe it’s a big box store, your local grocer or a fashion retailer. Because of how much money you spend there, it may seem smart to get a store credit card for promotions and savings....
by Mark Chaffee | Aug 23, 2019 | Credit Scoring Info, Financial Fitness
You’re probably used to receiving a steady trickle of credit card, car insurance and other financial offers in the mail. When you apply for a mortgage, however, that trickle can quickly become a deluge of marketing phone calls, emails and letters. Why does this...
by Mark Chaffee | Oct 15, 2013 | Credit Scoring Info
Many people are not quite sure how their credit scores affect their mortgage rate. In the simplest terms, the better your credit score, the better chance you have of qualifying for the mortgage loan that is ideal for you. This could mean better interest rates, more...
