by Mark Chaffee | Jan 17, 2023 | Personal Finance
Getting motivated to save money can be tough, and many financial institutions don’t do much to encourage you. At the typical American bank, if you deposited $10,000 in a savings account, you might earn as little as $1 in interest a year. That’s quite a paltry reward!...
by Mark Chaffee | Oct 18, 2022 | Personal Finance
Your credit scores can be an important asset, especially if you’re planning on applying for major financing like a mortgage in the future. Strong scores can help you qualify for more financing options and borrow at lower costs, helping you achieve your goals sooner...
by Mark Chaffee | Sep 27, 2022 | Credit Scoring Info, Personal Finance
So, you want to cancel a credit card. Whether you should do so and how to complete the task isn’t always so simple, though. Canceling a card requires more than just cutting it up, and retiring that piece of plastic can be either a wise financial move or an unnecessary...
by Mark Chaffee | Jun 7, 2022 | Credit Scoring Info, Personal Finance
As many as 1 in 3 Americans don’t check their credit reports. Are you one of them? You’re entitled by law to check your reports for free once per year, and as of this writing, free weekly credit reports are available through December 2022. If you’re not already...
by Mark Chaffee | Mar 1, 2022 | Personal Finance
You don’t need to hear it from us – the price of just about everything has been rising due to inflation. Supply chain snarls, labor shortages and government policy have all contributed to one of the highest inflation rates the U.S. has seen in nearly 40 years. While...
by Mark Chaffee | Feb 22, 2022 | Personal Finance
Last year, the average federal tax refund was over $2,500. Tax refunds are a happy windfall for many people, and it’s tempting to spend that lump sum of cash on something fun. However, if you can resist the urge to splurge, here are four ways you can invest your...
