by Mark Chaffee | Sep 26, 2023 | Credit Scoring Info, Personal Finance
Americans have a love affair with credit cards. There are roughly 570 million credit card accounts in the country – equal to about two cards for every adult. However, despite this widespread prevalence, many Americans still believe one or more credit card myths. As a...
by Mark Chaffee | Aug 8, 2023 | Personal Finance
It can be overwhelming to manage all your expenses and income without a dedicated plan. Creating and following a budget allows you to spend money with confidence without losing track of your financial goals. Follow these steps to develop and maintain a budget that...
by Mark Chaffee | May 30, 2023 | Mortgage Tips, Personal Finance
Homeownership provides shelter, stability and a sense of pride, and it can also serve as a valuable financial asset. If you find yourself in need of extra funds, tapping into your home equity can be an attractive option. Today, homeowners who want to access their...
by Mark Chaffee | May 23, 2023 | Personal Finance
Feeling anxious about your retirement savings? Worrying about retirement is normal, especially when it comes to wondering if your funds will last. By some estimates, half of Americans don’t have enough saved for retirement. If you’ve done the math or talked with an...
by Mark Chaffee | Apr 11, 2023 | Personal Finance
This year’s tax season may be wrapping up for most people, but that doesn’t necessarily mean all your related paperwork should be tossed in the shredder. Here are recommendations for how long to hang onto common documents. Keep for Less Than a Year Deposit and...
by Mark Chaffee | Mar 28, 2023 | Personal Finance
When you apply for a mortgage, your qualifications will be reviewed, and your credit will have a significant impact on what mortgage rates and loan products will be available to you. The stronger your credit, the better chance you have at qualifying for a great...