by Mark Chaffee | Sep 7, 2021 | Financial Fitness, Homebuying, Owning Vs Renting, Personal Finance
Inflation is back in the news this year. While the U.S. inflation rate had remained low at about 2% since 2010, it has surged past 5% this year, pushing up prices and squeezing pocketbooks. Thankfully, there are a few ways to reduce the harmful impacts of inflation,...
by Mark Chaffee | Apr 28, 2020 | Financial Fitness
Many Americans are looking for ways to strengthen their household finances these days. Tracking your spending and following a budget are good first steps, and to stick to that budget, some cuts may be necessary. Here are five ideas to save on your household expenses...
by Mark Chaffee | Mar 24, 2020 | Financial Fitness, Paying Down Debt
This tax season, the average federal tax refund is over $1,900. Tax refunds are a happy windfall for many people, and it’s tempting to spend that lump sum of cash on something fun. However, if you can resist the urge to splurge, here are four ways you can invest your...
by Mark Chaffee | Aug 23, 2019 | Credit Scoring Info, Financial Fitness
You’re probably used to receiving a steady trickle of credit card, car insurance and other financial offers in the mail. When you apply for a mortgage, however, that trickle can quickly become a deluge of marketing phone calls, emails and letters. Why does this...
by Mark Chaffee | Aug 23, 2019 | Financial Fitness, Mortgage Tips
If you thought mortgages were just for people of modest means, think again. From the upper class to the uber affluent, the wealthy across American make big use of home loans. Even billionaires see a benefit to financing their homes. Why do people with these kinds of...
by Mark Chaffee | Apr 12, 2018 | Financial Fitness, Mortgage Tips
Borrowers often ask me if they should purchase title insurance when buying a home. I always recommend that they speak with their attorney so as to make an informed decision. I have always purchased title insurance on the properties I have purchased as I am a believer...
